Blog | Ballinger Business Solutions

Desk by a lakeside window with a laptop showing finance charts, a stack of folders, a loose document, and keys at dawn.

The Treasurer Resigned. Now What? A Guide for Coeur d'Alene HOA Boards

Has your HOA treasurer suddenly resigned, leaving you locked out of the finances and unsure of your next move? Our guide provides a clear, step-by-step plan for board members to regain control and secure your association's future.

Snow-dusted lakeside townhomes and an empty dock under dramatic dawn clouds.

Beyond the Savings Account: Why Your Coeur d'Alene HOA Needs a Reserve Fund Study

That growing number in your HOA’s savings account may not be enough to prevent a costly special assessment. Discover why a formal reserve study is the key to replacing financial guesswork with genuine stability.

Empty lakeside restaurant patio at dusk in autumn, seen through a rain-speckled window with string lights, stacked chairs, and boats on calm Coeur d’Alene.

The Post-Summer Paradox: Why Your Restaurant's Record Sales Didn't Fill Your Bank Account

Did your restaurant have a banner summer season, but you're now wondering where all the cash went? We explain why record sales don't always equal a healthy bank account and provide practical strategies for navigating the off-season.

Blue tape divides a wooden table: groceries and cereal on the left, laptop with charts, receipts, calculator, and a credit card on the right.

The Real Cost of Mixing Business and Personal Expenses in Your LLC

Mixing personal and business spending in your LLC can cost you real money. Learn the risks to taxes, audits, and liability plus simple steps to separate and protect your business.

Desk with a winding trail of receipts flowing from an overflowing box to a receipt scanner, archive boxes labeled 2021 to 2023 and a laptop in the background.

How Long to Keep Business Receipts: A Clear Path Out of the Paper Maze

Your spare bedroom has become a graveyard of receipts and tax documents dating back to when you started your business. Here's exactly how long the IRS requires you to keep each type of record.

Small business owner at desk reviewing a laptop showing a $0 balance, surrounded by overdue invoices and paperwork in a dim office.

Why Is My Business Bank Account Always Empty?

You're landing clients and sending invoices, yet your bank account stays empty. Here's why profitable service businesses run out of cash and exactly how to fix it.